As the UK’s only dedicated Higher Education and Further Education specialist, UMAL has an unrivalled understanding of the risks presented by the sector from which we grew.
We are a mutual organisation, owned and managed by our member institutions, and focus solely on serving their cover needs. This status frees us from the demands of shareholders, allowing us to carry our own risks and place the balance in traditional markets.
So, whether we are providing bespoke cover, the latest risk management advice or securing the best arrangements with our insurance partners, we continually deliver shared services in partnership with the insurance industry.
